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Open Enrollment 2027 is open

Get covered for 2027 before time runs out.

Compare leading carriers, see if you qualify for savings, and enroll with a licensed advisor. Free, with no obligation.

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Open Enrollment for 2027 has ended, but you may still qualify for a Special Enrollment Period after a life event like losing coverage, moving, getting married, or having a baby.

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Independent · Licensed · Free to use

Compare ACA, private health, and Medicare plans in minutes.

Compare plans from leading carriers in minutes. A licensed advisor helps you choose, enrolls you, and stays with you all year, at no cost to you.

See if you qualify for a lower premium with ACA savings
Keep your doctors and prescriptions where possible
A real person answers, in English or Spanish
Speak with a licensed agent(239) 839-4835 · TTY 711
ACA Marketplace key dates
Nov 1, 2026 Open Enrollment begins
Dec 15, 2026 Last day to enroll for coverage starting January 1
Jan 15, 2027 Open Enrollment ends (coverage starts February 1)
Dates for states using HealthCare.gov. Some state marketplaces set different deadlines.
Medicare Annual Enrollment Oct 15 – Dec 7, 2026 Review or switch Medicare Advantage and Part D plans for 2027.

Carriers we work with

Aetna
Blue Cross Blue Shield
Cigna Healthcare
Humana
UnitedHealthcare
Ambetter Health
Wellcare
Coverage

Every kind of coverage, one conversation.

Not sure what you need? Start here. Each option below explains who it's for, and one advisor can quote all of them for you at once.

Health insurance

ACA / Obamacare

Marketplace plans with income-based savings that can lower your monthly premium. Pre-existing conditions are always covered.

A good fit if you're
  • Self-employed or a gig worker
  • Losing coverage from a job
  • Buying for your family on a budget

Private PPO plans

Plans outside the Marketplace with broad doctor networks and the freedom to see specialists without a referral.

A good fit if you're
  • Earning too much to qualify for savings
  • Wanting a wider choice of doctors
  • Healthy and shopping for value

Some private plans ask health questions and may limit coverage for pre-existing conditions. Your advisor will explain the details.

Medicare

Medicare Advantage, Medicare Supplement, and Part D drug plans, compared side by side so you can choose with confidence.

A good fit if you're
  • Turning 65 in the next few months
  • Already on Medicare and reviewing options
  • On Medicare due to a disability

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How it works

Covered in three simple steps.

01

Answer a few questions

Tell us your ZIP, who needs coverage, and your budget. It takes about two minutes.

02

Compare real options

A licensed advisor shops multiple carriers and walks you through the plans that actually fit, including any savings you qualify for.

03

Enroll and stay supported

We handle the paperwork, then stay on call for claims questions, renewals, and life changes.

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Why Private Health Plan Advisors

Insurance help that's simple from day one, and stays that way.

One-stop shop

Every plan you need, in one place

Health, Medicare, dental, vision, life, and supplemental coverage, all from one advisor. Instead of calling carrier after carrier, you compare plans from multiple companies side by side in a single conversation.

  • Multiple carriers compared for you
  • One advisor for your whole household
  • No cost to use our service
Real, licensed agents

Matched with an agent who knows your area

Every request goes to a real, licensed agent in your state, never a call center script. Your agent knows the local plans, networks, and carriers, and walks you through your options in plain language.

  • Licensed and appointed agents
  • Help in English or Spanish
  • Honest advice, no pressure
Support as your needs change

We're here long after you enroll

Getting married, having a baby, changing jobs, or turning 65? Your advisor helps you adjust your coverage when life changes, answers claims questions, and reviews your plan with you every year.

  • Help with claims and billing questions
  • Plan reviews at every renewal
  • Guidance through Medicare at 65
Get free quotes

Frequently asked questions

Still have questions?Get free quotes and a licensed advisor will walk you through everything. Get free quotes

Ready for coverage that makes sense?

Get free, no-obligation quotes in about two minutes.

Get my free quotes Call (239) 839-4835